Simpsonville SC Branch
Our Loan Officers in Simpsonville, SC
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Blogs
Rates Improved, New Appraisal Process…… Still Buyers’ Market!
Mortgage rates are holding just above 7%, and the Fed is leaning toward raising, not cutting. The average 30-year fixed purchase rate was 7.10% as of October 30, down two basis points from the week before, according to Zillow data. The 15-year fixed wa …
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Two For Lower Payments!
Two programs stand out when rates are near 7%: the temporary 2-1 buydown and the adjustable-rate mortgage (ARM). Both lower the monthly payment in the early years of the loan, but they do it in very different ways and carry different risks. 2-1 tempora …
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Rates Are Higher, But Stay In The Game!
The big story this week is mortgage rates breaking through 7%. Freddie Mac’s average 30-year fixed rate jumped to 7.03% on Thursday, the first time it has crossed 7% in 20 months, since January 2025. That’s up from 6.95% the week before and 6.30% a yea …
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