Mortgage Hero Img 1
Fidelity Direct Mortgage

Start Your Mortgage Journey Here!

Because buying a home should feel exciting, not exhausting!

Whether you are looking to buy a home, refinance your home, renovate your home, buy an investment property, or just want to be informed in the mortgage process, you can start here! Mortgages have never been easy (or exciting) until now. Navigate our resources to see what it entails to get a mortgage with us.

Women Reading her laptop

Featured Resources

Guide to Purchase

Buying a home is one of the biggest financial decisions you’ll ever make—but it doesn’t have to be overwhelming. Whether you’re a first-time homebuyer or purchasing your next home, this guide walks you through the homebuying process step by step so you know exactly what to expect.

Learn More

Guide to Refinance

We’re breaking down the questions before the questions for you. If you need more help, call one of our Loan Officers to get started now.

Learn More

Why get Pre-Approved?

Check out the most commonly asked questions people have before making the biggest purchase of their life – their home.

Learn More

Application Steps

YES! Getting pre-approved allows you to know exactly what you can afford

Learn More

Mortgage Calculators

The process of buying a home can be a process. Not with us. We’ll take you on a mortgage journey you won’t want to ever end.

Learn More

Purchase Process

The home loan purchase process typically involves 6 steps: getting pre-approved, shopping for a home, applying for the mortgage, loan processing,underwriting, and finally closing.

Learn More

Reverse Mortgages

More Tools & Resource

Mortgage Glossary

Don’t know mortgage jargon? Don’t worry, we’ve got you. Stay on top of mortgage terms and know what you’re signing with our mortgage glossary.

Read More

Mortgage Education

Mortgages have never been easy (or exciting) until now. Navigate our resources to see what getting a mortgage with us entails.

Read More

Our Loan Programs
Ready to Get Started?

Apply now to get a professional review of your home financing needs!

Posts, Market Trends & Product News

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

FHLB Grant Loan Program

The FDM Payment Power Program!

The FDM Payment Power Program is a lender-paid one-year mortgage buydown providing meaningful savings and improved affordability during the first year of homeownership. Under this program, the FDM funds a temporary reduction in the borrower’s payment r …

Read More
Happy couple first time home buyers celebrate moving day

The Market Continues to Level Off Creating a Buyer Opportunity!

The real estate market this week continues to be defined by a gradual shift toward balance after several years of extreme conditions. Mortgage rates remain elevated, with the average 30-year fixed mortgage rate hovering around 6.5%, which continues to …

Read More
Mortgage Payment

How Can I Lower My Mortgage Payment

The Spring market is blooming with opportunities for buyers. Unfortunately,  affordability continues to challenge many buyers. Worried about your monthly mortgage payment? There are mortgage programs designed to lower monthly payments that are bec …

Read More