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Fidelity Direct Mortgage

Start Your Mortgage Journey Here!

Because buying a home should feel exciting, not exhausting!

Whether you are looking to buy a home, refinance your home, renovate your home, buy an investment property, or just want to be informed in the mortgage process, you can start here! Mortgages have never been easy (or exciting) until now. Navigate our resources to see what it entails to get a mortgage with us.

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Featured Resources

Guide to Purchase

Buying a home is one of the biggest financial decisions you’ll ever make—but it doesn’t have to be overwhelming. Whether you’re a first-time homebuyer or purchasing your next home, this guide walks you through the homebuying process step by step so you know exactly what to expect.

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Guide to Refinance

We’re breaking down the questions before the questions for you. If you need more help, call one of our Loan Officers to get started now.

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Why get Pre-Approved?

Check out the most commonly asked questions people have before making the biggest purchase of their life – their home.

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Application Steps

YES! Getting pre-approved allows you to know exactly what you can afford

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Mortgage Calculators

The process of buying a home can be a process. Not with us. We’ll take you on a mortgage journey you won’t want to ever end.

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Purchase Process

The home loan purchase process typically involves 6 steps: getting pre-approved, shopping for a home, applying for the mortgage, loan processing,underwriting, and finally closing.

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Reverse Mortgages

More Tools & Resource

Mortgage Glossary

Don’t know mortgage jargon? Don’t worry, we’ve got you. Stay on top of mortgage terms and know what you’re signing with our mortgage glossary.

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Mortgage Education

Mortgages have never been easy (or exciting) until now. Navigate our resources to see what getting a mortgage with us entails.

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Our Loan Programs
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Posts, Market Trends & Product News

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Home Ready

Becoming HomeReady 

The Fannie Mae HomeReady Mortgage Program is designed to make homeownership more accessible for low-to-moderate income borrowers. It offers flexible underwriting guidelines, low down payment requirements, and reduced mortgage insurance costs, making it …

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Home Inventory & Prices

More Inventory! More Choices! Better Deals! 

The real estate market this week continues to be shaped by a combination of elevated mortgage rates, steady buyer demand, and a limited supply of homes for sale. While many prospective buyers are still hoping for lower interest rates, the market has ad …

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ARM Loans

Why Is The 5/1 ARM Is More And More Popular?

A few months ago, we discussed the benefits of Hybrid Arms. The recent increase in mortgage rates has the discussion regarding Hybrid ARMs  starting again. The use of 5/1 Hybrid ARMs have increased primarily because they offer significantly lower initi …

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