MORTGAGE POSTS, NEWS AND PRODUCT UPDATES
The FDM Payment Power Program!
The FDM Payment Power Program is a lender-paid one-year mortgage buydown providing meaningful savings and improved affordability during the first year …
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The Market Continues to Level Off Creating a Buyer Opportunity!
The real estate market this week continues to be defined by a gradual shift toward balance after several years of extreme conditions. Mortgage rates r …
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How Can I Lower My Mortgage Payment
The Spring market is blooming with opportunities for buyers. Unfortunately, affordability continues to challenge many buyers. Worried about your …
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Help From The State!
State Bond Mortgage Programs, often called Housing Finance Agency (HFA) bond loans, are powerful tools designed to make homeownership more affordable, …
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Just Right!!!
You are looking for your new home. You look and look but just can’t find the “just right” home. The house is the right size, and in the community …
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Did You Know You Can Qualify For Grant Money Even If You Own A Home?
One of the most helpful features of both the Federal Home Loan Bank of Atlanta Workforce Housing Plusprogram and the AHP Community Partners Progr …
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“You must have Balance”
As Mr. Miyagi said in the Karate Kid….”You must have balance” The real estate market this week is best described as, “transitioning toward balance”, …
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Paying Cash To Win? Get The Cash Back!
You are competing against multiple offers for your dream home. You decide to pay cash to win the bidding war! Congratulations! You won the …
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A VA Loan Just Got More Affordable in 2026!
If you are a Veteran homebuyer, a VA loan just became more affordable in 2026. One of the most meaningful updates to VA financing in 2026 is the …
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Competing In A Cash Market?
Are you competing against cash offers for your dream home? Fannie Mae delayed financing is a powerful conventional mortgage strategy that allows a hom …
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Do Increasing Mortgage Rates Have You Looking For Affordable Options?
The recent short-term increase in mortgage rates, increasing from just under 6% to over 6.5%, has some borrowers looking for affordable mortgage solut …
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The Market Is Still Right For Buyers… More Inventory, More Options, Less Competitive Pressure!
The real estate market this week continues to show a gradual shift toward a more balanced environment after several years of intense seller dominance. …
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It Is Still A Great Time To Buy!
The real estate market this week continues to reflect a more balanced environment after several years of extreme volatility. Mortgage rates have moved …
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What Is A High Balance Loan?
A high-balance mortgage is a conventional home loan that exceeds the standard conforming loan limit set by the Federal Housing Finance Agency (FHFA) f …
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FHA Streamline. The Easy Way To Refinance!
An FHA Streamline Refinance is designed to make it easier and faster for borrowers with an existing FHA-insured mortgage to refinance into a new FHA l …
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The Thaw Begins:
Weekly housing data shows a gradual normalization after winter lulls, with new listings beginning to expand and buyer activity picking up as market da …
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A 15-Year Mortgage.. The Espresso Shot of Mortgage Loans !
A 15-year mortgage is basically the espresso shot of home loans. While a 30-year mortgage slowly sips interest for three decades like it’s at brunch, …
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Buyers Are Still Winning
This week the overall trends are still in buyers favor. Across the U.S. home prices and market conditions continue to show signs of softening. Many a …
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No Overlay’s Lending As The Agencies Intended.
When a lender says they have “no overlays,”it means they follow the agency’s published guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA) without add …
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Buyers Still Have The Advantage!
The current trend remains a shift to a more balanced market with slowing price growth as rising inventory longer times on the market are softening pri …
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