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Sales Manager

Meet CJ Simpson
Fidelity Direct Mortgage

My approach is simple: I take the time to speak with you so that I can understand your financial situation and your goals - then we can explore mortgage options that fit your needs. With nearly 20 years of experience in the mortgage industry, I've had the opportunity to help clients through a wide variety of lending scenarios and market conditions.

When I'm not working, I enjoy spending time with my wife, Amy, and our three children. You'll often find me on the golf course, supporting my children their sporting events, or cheering on Cleveland sports teams. I look forward to the opportunity to work with you.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

ARM Muscle!!!

A 7/1 ARM, adjustable-rate mortgage with a fixed rate for the first 7 years, adjusting annually after that, has some real advantages that make it worth considering for the right borrower. Here’s the case for it, along with the trade-offs to consider.Lo …

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Rates

Yes, Rates Are Up, But It Is Still A Buyer’s World!  

Mortgage rates are the story dominating headlines. The average 30-year fixed rate climbed to 6.69% for the week ending August 6-7, 2026, and notably, this marks the first time in 44 weeks that current rates have surpassed year-ago levels. That uptick i …

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2-1 Buydown

Affordable? 

With mortgage rates moving higher over the past week, many home buyers are looking for ways to improve affordability without delaying their home purchase. One option gaining popularity is the 2-1 temporary mortgage rate buydown. This financing strategy …

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