I was born in Savannah, GA, and moved to FL in 2000. I have been a mortgage loan officer since 2003, helping clients navigate the home-buying and refinancing process with confidence. I’m passionate about guiding families toward achieving the American Dream of homeownership and take pride in making the process smooth and understandable for every client I serve. Outside of work, I’m a proud father of three sons (ages 17, 15, and 11). I enjoy spending time with them, fishing, watching football, and playing poker.
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Mortgage Rates are on the upward trend again. In fact, the FOMC is expected to increase their benchmark rate by .25% this week. The short-term bump in mortgage rates is prompting buyers to explore innovative mortgage programs. A temporary buydown …
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Do rising mortgage rates have you worried? As mortgage rates increase many buyers are asking about a “rate lock”. A rate lock is a lender’s promise to hold a specific interest rate for you for a set period of time, usually somewhere between 15 and 60 d …
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A temporary buydown is worth understanding right now because it directly addresses the specific pain point that’s been keeping some buyers on the sidelines: the monthly payment sticker shock created by elevated rates. Rather than paying to permanently …
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