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Sales Manager

Meet David Velazquez
Fidelity Direct Mortgage

I am honored to have spent close to 30 years in the mortgage industry helping families achieve home ownership, proudly serving the Hampton Roads area and its surrounding cities. I first entered the mortgage industry in the late 90s giving me the experience an edge to help families that might have some credit challenges or have unique situations that have prevented them from purchasing in the past. Here at Fidelity Direct Mortgage (powered by Absolute Home Mortgage Corp) we have unique programs that may suit your needs. From Conventional, VA, FHA and USDA loans to our vast array of Non QM product that cater to individuals that fall outside the box which has prevented you from purchasing. We can help. Give me a call today to discuss your individual needs to get the right loan program for you!

Primary Branch Location

Fidelity Gaithersburg Branch

438 North Frederick Ave, Suite 310

Gaithersburg, MD 20877

Licensed Mortgage Banker

NMLS# 2399635

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

ARM Muscle!!!

A 7/1 ARM, adjustable-rate mortgage with a fixed rate for the first 7 years, adjusting annually after that, has some real advantages that make it worth considering for the right borrower. Here’s the case for it, along with the trade-offs to consider.Lo …

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Rates

Yes, Rates Are Up, But It Is Still A Buyer’s World!  

Mortgage rates are the story dominating headlines. The average 30-year fixed rate climbed to 6.69% for the week ending August 6-7, 2026, and notably, this marks the first time in 44 weeks that current rates have surpassed year-ago levels. That uptick i …

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2-1 Buydown

Affordable? 

With mortgage rates moving higher over the past week, many home buyers are looking for ways to improve affordability without delaying their home purchase. One option gaining popularity is the 2-1 temporary mortgage rate buydown. This financing strategy …

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