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Sr. Mortgage Loan Originator

Meet Erika Orozco
Fidelity Direct Mortgage

With over nine years of experience in the mortgage industry, Erika is a knowledgeable and client-focused Loan Officer dedicated to helping borrowers navigate the home financing process with confidence. Backed by a Bachelor’s degree in Computer Information Systems, Erika brings a strong analytical and technology-driven approach to mortgage lending, ensuring accuracy, efficiency, and clear communication throughout every transaction.

Throughout her career, Erika has worked with a diverse range of borrowers, assisting with conventional, FHA, Non-QM, and other loan programs. As a bilingual professional fluent in English and Spanish, she is able to effectively support and communicate with a broader client base, helping ensure borrowers fully understand their loan options and the mortgage process.

By combining industry expertise with a strong technical background, Erika is committed to delivering a smooth, reliable, and professional lending experience.

Primary Branch Location

Fidelity Gaithersburg Branch

438 North Frederick Ave, Suite 310

Gaithersburg, MD 20877

Licensed Mortgage Banker

NMLS# 2399635

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

ARM Muscle!!!

A 7/1 ARM, adjustable-rate mortgage with a fixed rate for the first 7 years, adjusting annually after that, has some real advantages that make it worth considering for the right borrower. Here’s the case for it, along with the trade-offs to consider.Lo …

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Rates

Yes, Rates Are Up, But It Is Still A Buyer’s World!  

Mortgage rates are the story dominating headlines. The average 30-year fixed rate climbed to 6.69% for the week ending August 6-7, 2026, and notably, this marks the first time in 44 weeks that current rates have surpassed year-ago levels. That uptick i …

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2-1 Buydown

Affordable? 

With mortgage rates moving higher over the past week, many home buyers are looking for ways to improve affordability without delaying their home purchase. One option gaining popularity is the 2-1 temporary mortgage rate buydown. This financing strategy …

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