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Sr. Mortgage Loan Originator

Meet Erika Orozco
Fidelity Direct Mortgage

With over nine years of experience in the mortgage industry, Erika is a knowledgeable and client-focused Loan Officer dedicated to helping borrowers navigate the home financing process with confidence. Backed by a Bachelor’s degree in Computer Information Systems, Erika brings a strong analytical and technology-driven approach to mortgage lending, ensuring accuracy, efficiency, and clear communication throughout every transaction.

Throughout her career, Erika has worked with a diverse range of borrowers, assisting with conventional, FHA, Non-QM, and other loan programs. As a bilingual professional fluent in English and Spanish, she is able to effectively support and communicate with a broader client base, helping ensure borrowers fully understand their loan options and the mortgage process.

By combining industry expertise with a strong technical background, Erika is committed to delivering a smooth, reliable, and professional lending experience.

Primary Branch Location

Fidelity Gaithersburg Branch

438 North Frederick Ave, Suite 310

Gaithersburg, MD 20877

Licensed Mortgage Banker

NMLS# 2399635

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Buydown Home Financing

The Buydown Revisited Again!!!

Mortgage Rates are on the upward trend again. In fact, the FOMC is expected to increase their benchmark rate by .25% this week.  The short-term bump in mortgage rates is prompting buyers to explore innovative mortgage programs. A temporary buydown …

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Lock

It’s A Lock!

Do rising mortgage rates have you worried? As mortgage rates increase many buyers are asking about a “rate lock”. A rate lock is a lender’s promise to hold a specific interest rate for you for a set period of time, usually somewhere between 15 and 60 d …

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Buy Down

The BuyDown Revisited!

A temporary buydown is worth understanding right now because it directly addresses the specific pain point that’s been keeping some buyers on the sidelines: the monthly payment sticker shock created by elevated rates. Rather than paying to permanently …

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