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Mortgage Loan Originator

Meet Kulananda Sharma
Fidelity Direct Mortgage

Originally from a small village in Nepal, I bring a strong work ethic, global perspective, and a deep commitment to service into my work as a mortgage professional. My career began in education, where I served as a resource person in mathematics and science for academic institutions. After moving to the United States, I built and owned multiple successful businesses, including convenience stores and restaurants, gaining valuable entrepreneurial and financial experience. My professional journey led me into real estate, where I founded Dream Home Realty, serving clients across North Carolina. I later transitioned into mortgage and financial services, beginning my Mortgage Loan Originator career with Simple Mortgage LLC and continuing with Fidelity Direct Mortgage. Today, I proudly serve as a Loan Officer at Absolute Home Mortgage Corp. helping individuals and families achieve their homeownership and financial goals. I am committed to simplifying the mortgage process through personalized guidance, clear communication, and tailored lending solutions. Guided by the principles of integrity, transparency, and customer satisfaction, I strive to make each client’s experience smooth, informed, and stress-free. I take pride in serving not only as a Loan Officer, but as a trusted partner dedicated to my clients’ long-term success

Primary Branch Location

Fidelity Fairfield Branch

165 Passaic Avenue, Suite 411

Fairfield, NJ 07004

Licensed Mortgage Banker

NMLS# 176743

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Buydown Home Financing

The Buydown Revisited Again!!!

Mortgage Rates are on the upward trend again. In fact, the FOMC is expected to increase their benchmark rate by .25% this week.  The short-term bump in mortgage rates is prompting buyers to explore innovative mortgage programs. A temporary buydown …

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Lock

It’s A Lock!

Do rising mortgage rates have you worried? As mortgage rates increase many buyers are asking about a “rate lock”. A rate lock is a lender’s promise to hold a specific interest rate for you for a set period of time, usually somewhere between 15 and 60 d …

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Buy Down

The BuyDown Revisited!

A temporary buydown is worth understanding right now because it directly addresses the specific pain point that’s been keeping some buyers on the sidelines: the monthly payment sticker shock created by elevated rates. Rather than paying to permanently …

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