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Mortgage Loan Originator

Meet Kulananda Sharma
Fidelity Direct Mortgage

Originally from a small village in Nepal, I bring a strong work ethic, global perspective, and a deep commitment to service into my work as a mortgage professional. My career began in education, where I served as a resource person in mathematics and science for academic institutions. After moving to the United States, I built and owned multiple successful businesses, including convenience stores and restaurants, gaining valuable entrepreneurial and financial experience. My professional journey led me into real estate, where I founded Dream Home Realty, serving clients across North Carolina. I later transitioned into mortgage and financial services, beginning my Mortgage Loan Originator career with Simple Mortgage LLC and continuing with Fidelity Direct Mortgage. Today, I proudly serve as a Loan Officer at Absolute Home Mortgage Corp. helping individuals and families achieve their homeownership and financial goals. I am committed to simplifying the mortgage process through personalized guidance, clear communication, and tailored lending solutions. Guided by the principles of integrity, transparency, and customer satisfaction, I strive to make each client’s experience smooth, informed, and stress-free. I take pride in serving not only as a Loan Officer, but as a trusted partner dedicated to my clients’ long-term success

Primary Branch Location

Fidelity Fairfield Branch

165 Passaic Avenue, Suite 411

Fairfield, NJ 07004

Licensed Mortgage Banker

NMLS# 176743

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

ARM Muscle!!!

A 7/1 ARM, adjustable-rate mortgage with a fixed rate for the first 7 years, adjusting annually after that, has some real advantages that make it worth considering for the right borrower. Here’s the case for it, along with the trade-offs to consider.Lo …

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Rates

Yes, Rates Are Up, But It Is Still A Buyer’s World!  

Mortgage rates are the story dominating headlines. The average 30-year fixed rate climbed to 6.69% for the week ending August 6-7, 2026, and notably, this marks the first time in 44 weeks that current rates have surpassed year-ago levels. That uptick i …

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2-1 Buydown

Affordable? 

With mortgage rates moving higher over the past week, many home buyers are looking for ways to improve affordability without delaying their home purchase. One option gaining popularity is the 2-1 temporary mortgage rate buydown. This financing strategy …

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