Mortgage Hero Img 1
Loan Officer

Meet Kulananda Sharma
Fidelity Direct Mortgage

Originally from a small village in Nepal, I bring a strong work ethic, global perspective, and a deep commitment to service into my work as a mortgage professional. My career began in education, where I served as a resource person in mathematics and science for academic institutions. After moving to the United States, I built and owned multiple successful businesses, including convenience stores and restaurants, gaining valuable entrepreneurial and financial experience. My professional journey led me into real estate, where I founded Dream Home Realty, serving clients across North Carolina. I later transitioned into mortgage and financial services, beginning my Mortgage Loan Originator career with Simple Mortgage LLC and continuing with Fidelity Direct Mortgage. Today, I proudly serve as a Loan Officer at Absolute Home Mortgage Corp. helping individuals and families achieve their homeownership and financial goals. I am committed to simplifying the mortgage process through personalized guidance, clear communication, and tailored lending solutions. Guided by the principles of integrity, transparency, and customer satisfaction, I strive to make each client’s experience smooth, informed, and stress-free. I take pride in serving not only as a Loan Officer, but as a trusted partner dedicated to my clients’ long-term success

Primary Branch Location

Fidelity Fairfield Branch

165 Passaic Avenue, Suite 411

Fairfield, NJ 07004

Licensed Mortgage Banker

NMLS# 176743

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

Get the Home You Absolutely Love With a Little Help

Did you know that in the time it took you to read this page, you could already be pre-approved? Take the first step to getting your new home.

Explore Our Resources

Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. Stet clita kasd gubergren, no sea.

See all Resources

Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Home Ready

Becoming HomeReady 

The Fannie Mae HomeReady Mortgage Program is designed to make homeownership more accessible for low-to-moderate income borrowers. It offers flexible underwriting guidelines, low down payment requirements, and reduced mortgage insurance costs, making it …

Read More
Home Inventory & Prices

More Inventory! More Choices! Better Deals! 

The real estate market this week continues to be shaped by a combination of elevated mortgage rates, steady buyer demand, and a limited supply of homes for sale. While many prospective buyers are still hoping for lower interest rates, the market has ad …

Read More
ARM Loans

Why Is The 5/1 ARM Is More And More Popular?

A few months ago, we discussed the benefits of Hybrid Arms. The recent increase in mortgage rates has the discussion regarding Hybrid ARMs  starting again. The use of 5/1 Hybrid ARMs have increased primarily because they offer significantly lower initi …

Read More
Explore More of Absolute Home Mortgage

Loan Options


Explore the home loan options that are available to you through Fidelity.

Learn More

Get Educated


Become a mortgage master with a little help from our guides.

Learn More

Mortgage Calculator


Figure out exactly what you’ll be paying month-to-month.

Learn More