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Sales Manager

Meet Siobhan Merritt
Fidelity Direct Mortgage

Moving from Manhattan to attend the University of Delaware, Siobhan (pronounced Sha-von..it is Gaelic..go with it) has been in the financial industry since 1997. She began her career at MBNA, working in various banking departments. In 2003, she left to become a Mortgage Loan Originator. Siobhan has held almost every position in the mortgage industry- loan officer, processor, office manager, and assistant vice president.

 
Working directly with people is Siobhan’s passion. Assisting her community with financial goals is a priority. She resides in Middletown with her husband, five children and two dogs. Whether it is over the phone or over a cup of coffee, listening to their goals and finding the correct fit is her specialty. Having access to many different rates and products at Fidelity Direct Mortgage allows many options that not all loan officers can provide. If you are pondering purchasing a home, refinancing an existing house, or a home improvement/debt consolidation, contact her or apply right here for a prompt and accurate quote!!

Primary Branch Location

Fidelity Fairfield Branch

165 Passaic Avenue, Suite 411

Fairfield, NJ 07004

Licensed Mortgage Banker

NMLS# 176743

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Buydown Home Financing

The Buydown Revisited Again!!!

Mortgage Rates are on the upward trend again. In fact, the FOMC is expected to increase their benchmark rate by .25% this week.  The short-term bump in mortgage rates is prompting buyers to explore innovative mortgage programs. A temporary buydown …

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Lock

It’s A Lock!

Do rising mortgage rates have you worried? As mortgage rates increase many buyers are asking about a “rate lock”. A rate lock is a lender’s promise to hold a specific interest rate for you for a set period of time, usually somewhere between 15 and 60 d …

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Buy Down

The BuyDown Revisited!

A temporary buydown is worth understanding right now because it directly addresses the specific pain point that’s been keeping some buyers on the sidelines: the monthly payment sticker shock created by elevated rates. Rather than paying to permanently …

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