Mortgage Hero Img 1
Sales Manager

Meet Siobhan Merritt
Fidelity Direct Mortgage

Moving from Manhattan to attend the University of Delaware, Siobhan (pronounced Sha-von..it is Gaelic..go with it) has been in the financial industry since 1997. She began her career at MBNA, working in various banking departments. In 2003, she left to become a Mortgage Loan Originator. Siobhan has held almost every position in the mortgage industry- loan officer, processor, office manager, and assistant vice president.

 
Working directly with people is Siobhan’s passion. Assisting her community with financial goals is a priority. She resides in Middletown with her husband, five children and two dogs. Whether it is over the phone or over a cup of coffee, listening to their goals and finding the correct fit is her specialty. Having access to many different rates and products at Fidelity Direct Mortgage allows many options that not all loan officers can provide. If you are pondering purchasing a home, refinancing an existing house, or a home improvement/debt consolidation, contact her or apply right here for a prompt and accurate quote!!

Primary Branch Location

Fidelity Fairfield Branch

165 Passaic Avenue, Suite 411

Fairfield, NJ 07004

Licensed Mortgage Banker

NMLS# 176743

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

Get the Home You Absolutely Love With a Little Help

Did you know that in the time it took you to read this page, you could already be pre-approved? Take the first step to getting your new home.

Explore Our Resources

Lorem ipsum dolor sit amet, consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna aliquyam erat, sed diam voluptua. At vero eos et accusam et justo duo dolores et ea rebum. Stet clita kasd gubergren, no sea.

See all Resources

Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

ARM Muscle!!!

A 7/1 ARM, adjustable-rate mortgage with a fixed rate for the first 7 years, adjusting annually after that, has some real advantages that make it worth considering for the right borrower. Here’s the case for it, along with the trade-offs to consider.Lo …

Read More
Rates

Yes, Rates Are Up, But It Is Still A Buyer’s World!  

Mortgage rates are the story dominating headlines. The average 30-year fixed rate climbed to 6.69% for the week ending August 6-7, 2026, and notably, this marks the first time in 44 weeks that current rates have surpassed year-ago levels. That uptick i …

Read More
2-1 Buydown

Affordable? 

With mortgage rates moving higher over the past week, many home buyers are looking for ways to improve affordability without delaying their home purchase. One option gaining popularity is the 2-1 temporary mortgage rate buydown. This financing strategy …

Read More
Explore More of Absolute Home Mortgage

Loan Options


Explore the home loan options that are available to you through Fidelity.

Learn More

Get Educated


Become a mortgage master with a little help from our guides.

Learn More

Mortgage Calculator


Figure out exactly what you’ll be paying month-to-month.

Learn More