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Loan Officer

Meet Siobhan Merritt
Fidelity Direct Mortgage

Moving from Manhattan to attend the University of Delaware, Siobhan (pronounced Sha-von..it is Gaelic..go with it) has been in the financial industry since 1997. She began her career at MBNA, working in various banking departments. In 2003, she left to become a Mortgage Loan Originator. Siobhan has held almost every position in the mortgage industry- loan officer, processor, office manager, and assistant vice president.

 
Working directly with people is Siobhan’s passion. Assisting her community with financial goals is a priority. She resides in Middletown with her husband, five children and two dogs. Whether it is over the phone or over a cup of coffee, listening to their goals and finding the correct fit is her specialty. Having access to many different rates and products at Fidelity Direct Mortgage allows many options that not all loan officers can provide. If you are pondering purchasing a home, refinancing an existing house, or a home improvement/debt consolidation, contact her or apply right here for a prompt and accurate quote!!

Primary Branch Location

Fidelity Fairfield Branch

165 Passaic Avenue, Suite 411

Fairfield, NJ 07004

Licensed Mortgage Banker

NMLS# 176743

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Home Ready

Becoming HomeReady 

The Fannie Mae HomeReady Mortgage Program is designed to make homeownership more accessible for low-to-moderate income borrowers. It offers flexible underwriting guidelines, low down payment requirements, and reduced mortgage insurance costs, making it …

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Home Inventory & Prices

More Inventory! More Choices! Better Deals! 

The real estate market this week continues to be shaped by a combination of elevated mortgage rates, steady buyer demand, and a limited supply of homes for sale. While many prospective buyers are still hoping for lower interest rates, the market has ad …

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ARM Loans

Why Is The 5/1 ARM Is More And More Popular?

A few months ago, we discussed the benefits of Hybrid Arms. The recent increase in mortgage rates has the discussion regarding Hybrid ARMs  starting again. The use of 5/1 Hybrid ARMs have increased primarily because they offer significantly lower initi …

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