MORTGAGE POSTS, NEWS AND PRODUCT UPDATES
FHA Streamline. The Easy Way To Refinance!
An FHA Streamline Refinance is designed to make it easier and faster for borrowers with an existing FHA-insured mortgage to refinance into a new FHA l …
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The Thaw Begins:
Weekly housing data shows a gradual normalization after winter lulls, with new listings beginning to expand and buyer activity picking up as market da …
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A 15-Year Mortgage.. The Espresso Shot of Mortgage Loans !
A 15-year mortgage is basically the espresso shot of home loans. While a 30-year mortgage slowly sips interest for three decades like it’s at brunch, …
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Buyers Are Still Winning
This week the overall trends are still in buyers favor. Across the U.S. home prices and market conditions continue to show signs of softening. Many a …
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No Overlay’s Lending As The Agencies Intended.
When a lender says they have “no overlays,”it means they follow the agency’s published guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA) without add …
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Buyers Still Have The Advantage!
The current trend remains a shift to a more balanced market with slowing price growth as rising inventory longer times on the market are softening pri …
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Why Mortgage Insurance?
Mortgage insurance is actually a powerful advantage for many homebuyers because it makes homeownership possible sooner and with less cash up front. Mo …
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Buyer’s Advantage!
Buyer’s Advantage! Mortgage rates have eased compared with recent years, especially after the COVID Pandemic, settling in the low 6% range. While it i …
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Are You Part Of The “Gig Economy?”
Are You Part Of The “Gig Economy?” One of the fastest segments of job growth is the “Gig Economy”. Uber, Door Dash, Virtual Assistant or one of the ot …
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Investor Cash Flow Opportunity!
Unlock your rental equity without touching your low first-mortgage rate! A DSCR second mortgages keeps the focus only on the property cash flow not t …
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A Home is Possible!
A Home is Possible! The Home Possible program is a low-down-payment conventional mortgage option offered by Freddie Mac (a government-sponsored …
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Why February Is a Great Time to Buy a Home
Snow and ice cover the ground making driving and even walking a struggle. The temperature has been a balmy 14 to 15 degrees in some areas of the count …
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I Second That!
A second mortgage can be a powerful financial tool for homeowners looking to tap into the equity they’ve built in their property without selling or re …
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Make Your Offer the Winning Offer!
Recent changes in the Real Estate Market has shifted the market in favor of buyers. You are ready to buy, but how do you prepare yourself for success …
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No Overlays?
When a lender says they have “no overlays,” it means they follow the standard agency or government underwriting guidelines exactly as written wi …
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No! It does not have to be a farm!
There is a hidden and misunderstood loan program that can be a wonderful tool to help buyers. USDA loans, backed by the U.S. Department of Agriculture …
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FHA Loans Are More Affordable
FHA loans are government-backed mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible, especially fo …
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A Mortgage Just Got More Affordable!
Mortgage rates have been steadily improving over the past months. You are looking to buy your new home, but mortgage rates are not low enough to get y …
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Affordable!!!!
Mortgage rates have been steadily improving over the past months. You are looking to buy your new home, but mortgage rates are not low enough to get y …
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A Cash Out Solution!
A cash-out refinance can be a powerful financial tool for homeowners looking to unlock the equity in their property. Unlike a traditional refinance, w …
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