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Loan Officer

Meet Scott Davis
Fidelity Direct Mortgage

I’m Scott Davis, Regional Vice President and Mortgage Lender at Fidelity Direct Mortgage. For nearly two decades, I’ve been helping people make smart home financing decisions through education, clear communication, and straight talk. I work with first-time buyers, move-up buyers, military families using their VA benefits, and investors looking for the right loan strategy.

I’m focused on giving folks confidence and clarity from start to finish, without confusion and stress. I believe the best mortgage outcomes aren’t about selling a product; they’re about guiding, educating, and building trust so every borrower knows they were heard. That’s why communication is central to how I work. I want you to understand your options, know what’s coming next, and feel great about your choices.

I move the process forward with professionalism, optimism, and a bit of humor to keep things light when the process feels heavy. People know me as dependable, approachable, and someone who gets results. Borrowers and Realtors consistently tell me I’m “in a class of my own” for the way I handle complex scenarios and keep everyone informed along the way.

When I’m not helping clients secure financing, I’m a Marine Corps veteran, a dad, a real estate investor, and a bigger-than-life fan of rugby. I use what I’ve learned from service, business, and life to help people reach their goals without the mystery most expect from lending. Let’s talk about your home financing goals so you feel confident and ready for what’s ahead. My goal is to earn your trust, then your business.

Primary Branch Location

Fidelity Gaithersburg Branch

438 North Frederick Ave, Suite 310

Gaithersburg, MD 20877

Licensed Mortgage Banker

NMLS# 2399635

Fidelity Direct Mortgage Corp is a licensed Mortgage Banker.

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Welcome to Fidelity Life

Get the latest news, tips, and updates from Fidelity Direct Mortgage.

Home Ready

Becoming HomeReady 

The Fannie Mae HomeReady Mortgage Program is designed to make homeownership more accessible for low-to-moderate income borrowers. It offers flexible underwriting guidelines, low down payment requirements, and reduced mortgage insurance costs, making it …

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Home Inventory & Prices

More Inventory! More Choices! Better Deals! 

The real estate market this week continues to be shaped by a combination of elevated mortgage rates, steady buyer demand, and a limited supply of homes for sale. While many prospective buyers are still hoping for lower interest rates, the market has ad …

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ARM Loans

Why Is The 5/1 ARM Is More And More Popular?

A few months ago, we discussed the benefits of Hybrid Arms. The recent increase in mortgage rates has the discussion regarding Hybrid ARMs  starting again. The use of 5/1 Hybrid ARMs have increased primarily because they offer significantly lower initi …

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